Available Financing Options

Mattress Warehouse Utah offers a variety of financing options through Synchrony Financial, Genesis Credit and Snap finance.  The applications are available in store.  However, for your convenience, you may fill out an online application or you may print the application, complete, sign and take to one of our seven locations.  See the details below to determine what option best fits you.

SYNCHRONY FINANCIAL

We offer up to 60 months Promotional Financing through Synchrony Financial with credit approval.

  • Convenient monthly payments
  • A revolving line of credit for your future needs
  • Special promotional offers where available
  • No annual fee and no prepayment penalties
  • An easy-to-use online bill payment option

Promotional Financing Available

No Interest if Paid in Full within 6, 12, or 18 Months*

On select purchases made with your Mattress Warehouse Utah credit card account. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required.

No Interest for 24, 36, 48, 60 Months**

On qualifying purchases made with your Mattress Warehouse Utah credit card account. 24, 36, 48 or equal monthly payments required. Minimum monthly payments required.

Subject to credit approval

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the promotional period which may be 6, 12, or 18 months. If you do not, interest will be charged on the promotional purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

**Offer applies only to single-receipt qualifying purchases.  No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Genesis Credit

  • Credit Lines up to $6,000
  • Low monthly payments
  • Up to 6 months or up to 12 months special financing*
  • Revolving line of credit

 

*No Interest if Paid in Full Within 6 Months or Within 12 Months, As Applicable, On All Purchases.  Interest will accrue and be charged to the account at an APR of 29.99% from the purchase date if the purchase is not paid in full within 6 months or within 12 months, as applicable, or the account becomes 180 days past due, or is charged off for any reason.  Monthly minimum payments required.  As a reminder, paying only the monthly minimum payment amount each month may not pay off the purchase within 6 months or within 12 months, as applicable.  You may have to make additional or increased payments during the deferred interest period to avoid having to pay the accrued deferred interest. See the Account Agreement for complete details on deferred interest.

Snap Finance

Financing in a Snap! Up to 80% Approval Rate. Snap Finance provides easy financing for people with bad credit. Even if you have no credit, Snap is a great way to finance the things you need. It’s not a traditional loan, but a consumer lease that spreads out your purchase over 12-to-18 months of easy payments.